PERSONAL LOANS FOR ALL YOUR NEEDS
A personal loan is a credit you can avail of to finance a variety of expenses – home renovation, weddings, consumer durables, or paying off credit card bills.
GoldRock Management’s instant personal loans are designed to cover all your financing needs at attractive personal loan interest rates starting at just 10.99%. Get a loan of up to Rs. 25 lakhs with tenures as high as 72 months. Visit us, fill an online application, or get in touch over a phone call. Get quick access to funds with a simple application and quick disbursal process at GoldRock Management.
Diwali is just around the corner, and preparations are in full swing. Sweets, savouries, twinkling lights, home renovations, and grand decorations – yes, it’s that time of the year. Don’t let unexpected expenses dim the charm and grandeur of the festival of lights. Celebrate the occasion with GoldRock Management’s Personal Loans and have a fantastic Diwali 2020.
₹75,000 – ₹25,00,000
Up to 6 years
Interest Rates starting at
You can apply for a loan by just filling up your basic details.
Post receiving your loan eligibility, furnish the required documents to take your application ahead.
We will verify your loan application; and submitted documents.
Post approval, the loan is sanctioned.
Receive the required loan in your bank account - it's that simple!
Why should you take a Personal Loan?
The following are the many reasons for taking a personal loan –
- Multi-Purpose Loan – Personal loans are multi-purpose loans that can be used for funding various expenses as per the borrower’s discretion, from unexpected expenses to major life events such as a wedding
- No Collateral Required – Since personal loans are unsecured loans that do not need any assets as collateral, loan approval takes lesser time
- Meeting Unplanned Emergencies – In cases where urgent funding is required, easy personal loans act as a safety net
- Organising Your Outstanding Debt – If you are being crushed under the heavy weight of credit-card dues, you can take an instant personal loan for debt consolidation
When Can You Take a Personal Loan?
Personal loans are notable for their versatility and can meet a host of needs and dreams. Here are a few situations for which you can avail a personal loan –
- Travel – A personal loan can help you take the dream vacation that you always wanted and tick off things from your bucket list
- Medical – In case of medical emergencies that call for urgent funding, easy personal loans are your ideal aid
- Education – Nothing should stand in the way of your child’s quality education. Quick personal loans will help you give your child the education facility they deserve
- Wedding –A personal loan can help you have the dream wedding you always wanted
- Home Renovation – Fulfil your dream of revamping your home exactly the way you wanted with an instant personal loan
How to Take a Personal Loan
The process of getting a personal loan from GoldRock Management is fast, easy, and hassle-free –
- Step 1 – Fill in a simple application form. Can be done offline or online
- Step 2 – Submit or upload the documents required for loan approval
- Step 3 – GoldRock Management will verify your documents and credit history
- Step 4 – Once done, we will send you the approved rate of interest and loan tenure for acknowledgement
Personal Loan Eligibility
You need to meet some basic conditions to be eligible for a Personal Loan. Some of the general personal loan eligibility factors are meeting the monthly income criteria of Rs 15,000 while being at least 22 years of age. To get your loan approved swiftly, you will be asked to provide the following details:
- Your personal details including your PAN number, CIBIL score & KYC documents.
- Copies of your pay slips, address proof and bank statements.
Documents Required for Personal Loan
The following are the documents required for personal loan with GoldRock Management –
- Step-Up Flexi Loan EMI
- Photo Identity Proof documents
- Income Proof documents
- Salary Slips
- Address Proof documents and
- Employment Certificate
What are the EMI Options Available on Personal Loan?
- Standard EMI
The standard EMI option under personal loans is one in which you get the freedom to pay off your principal loan amount inclusive of interest consistently on a monthly basis. Here, the interest is charged on the total principal amount that was borrowed.
- Flexi Interest-Only Loan EMI
A flexi interest-only EMI option offers a pre-approved cash limit that can be withdrawn as and when you are in need of funds. Here, the interest will be charged only on the amount used and not on the total principal amount borrowed.
- Step-Up Flexi Loan EMI
A step-up flexi EMI option in personal loan is one which offers greater flexibility. Under this plan, you can pay lower EMIs in the beginning and pay more gradually as your salary hikes.